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Home Insurance for Elmira NY

Elmira NY Area Residents - Protect One of Your Most Valuable Assets with Home Insurance

Whether you own your home outright or still have 29 years left on your mortgage, your Elmira NY area home is one of your most important financial investments. Get a homeowners insurance rate quote today and let the Wallin Insurance Agency help you set up an affordable homeowners insurance policy to protect your home and possessions.

If you own your home and occupy it, you need a home insurance policy and can start a quote online or on the phone. If you own your home and rent it to someone, you need a “dwelling fire” policy and will need to get a quote over the phone. You can call (607) 734-8799 to start a quote for either kind of policy.

Homeowners Policy Coverages

A home insurance policy is designed to cover the structure of your home and includes protection for various kinds of personal property as well as liability coverage.

How does homeowners insurance protect me?

Fire, theft, accidents… these are the kinds of threats that worry many of us, if you didn’t have the protection of homeowners insurance coverage. Fortunately, a homeowners policy will cover damage to your home and personal property due to a variety of causes. The personal liability portion of a homeowners policy provides coverage for possible losses resulting from personal injuries on your property.

Each home insurance policy offers different protection, but standard policies usually provide:

• Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy)
• Damage to your personal property due to causes specified in your policy (Yep, it’s those “named perils” again!)
• Limited coverage—usually $500–$2,000—for jewelry stolen from your home (Most policies don’t cover lost jewelry). If you need greater coverage for your prized collection, you might need a homeowners policy endorsement
• Coverage for personal liability exposures that arise from being a homeowner
• Coverage for additional costs you might incur because of a covered loss (for example, if you need to temporarily live elsewhere if a fire makes your home uninhabitable)

Need additional assistance or information? Please call us by dialing 607.734.8799, or visit us at: 1364 College Ave. Elmira, NY 14901

Serving the Home Insurance needs of the following communities (click for directions):

Big Flats, Chemung, Elmira, Erin, Horseheads, Pine City, Veteran, Southport, Van Etten, Elmira Heights, Millport, Wellsburg, West Elmira