Why you should bundle your home and auto insurance.

Peter Wallin • September 26, 2025

Why You Should Bundle Your Home and Auto Insurance


When it comes to protecting the things that matter most, like your home and your vehicle, having the right insurance coverage is key. But did you know that combining your home and auto policies with the same insurance company can provide significant benefits? Bundling is one of the easiest ways to save money and simplify your insurance experience, all while ensuring you have strong protection in place.


One of the biggest advantages of bundling is the potential for cost savings. Many insurance companies offer discounts when you purchase multiple policies through them. These savings can add up quickly, making it a budget-friendly way to secure the coverage you need. Plus, it’s a smart financial move to maximize value without sacrificing quality protection.


Bundling also adds convenience. Instead of juggling multiple policies, payments, and renewal dates with different companies or agents, everything is streamlined. This makes managing your coverage easier and less stressful, especially when it comes to filing a claim. With just one agency handling your policies, you’ll also have a single point of contact for questions or assistance, saving you time and frustration.


Lastly, bundling can help ensure better coverage coordination. When one insurance agency oversees your insurance portfolio, they can identify gaps or overlaps in your protection. This holistic approach helps ensure that you’re fully covered in the event of an accident, natural disaster, or other unexpected event. At an independent insurance agency, we can compare multiple carriers to find the best bundling options for your unique needs, giving you peace of mind and the best possible value.

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Auto insurance companies are facing unprecedented rate increases due to inflation and the increasing cost of repairs. One of the most simple ways to assure your auto insurance rate is providing the best value is to take a defensive driving course - which is available to you online ! For residents of New York, the Improv Traffic School is currently offering their top-rated, fully-online defensive driving course for under $30, making it easier and more affordable than ever to both become a better driver, and save on auto insurance premiums. Some benefits of taking the course include: A guaranteed reduction of up to 10% on insurance rates - The certificate is recognized by all New York State auto insurance companies. Reduction in points on your license - For people with points attached to their driving record, the Defensive Driving Course can help eliminate those marks on your driving history. A fully online learning environment - The course can be completed from the comfort of your own home, with an instant awarding of your certificate upon completion. No final exam - Anxious test-takers, worry not. The Improv School’s course is content-oriented, making the focus more about taking in information than being able to reiterate the contents of the class. The course is designed to benefit you. If your defensive driving certificate is near its expiration date, now is the perfect time to renew without going out of your way. For folks who have previously completed a Defensive Driving Course, the Improv School also offers a 3 Year Renewal Course in order for you to retain your discount. If an online course does not sound like the right choice for you, there is a classroom-style Defensive Driving Course for your consideration. The classroom-based course offers all of the same benefits as the online equivalent, including the reduction of up to 10% on your insurance rates. Whether you’ve been seeking a way to lower your premiums, or simply desire to improve your driving habits, learning more about defensive driving strategies is a simple and efficient way to start.
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