Do I Need Service Line Coverage

December 29, 2021

Service Line Coverage can be affordable!

Many homeowners don’t realize they are responsible for repairing
or replacing the underground piping and wiring located on their
property if damaged, items such as sewer pipes, septic lines
,power lines, and well water piping. These are usually out of sight
and out of mind ... until they break
.Most homeowners policies do not cover damages to underground
piping and wiring. Losses can be high when considering repairs
,excavation, and damage to outdoor property
.Service Line Coverage provides payment for physical damage
to covered service lines that is the direct result of service line
damage such as leaks, breaks, tears, ruptures, collapse or
rarcing of a covered service line. Damage can be caused by external

events or environmental conditions, such as tree root invasion,
deterioration, and freezing.
Service Line Coverage can be affordable. Contact our office today
to see how easy and affordable it is to protect yourself from service
line damage costs

By Peter Wallin March 5, 2025
Auto insurance companies are facing unprecedented rate increases due to inflation and the increasing cost of repairs. One of the most simple ways to assure your auto insurance rate is providing the best value is to take a defensive driving course - which is available to you online ! For residents of New York, the Improv Traffic School is currently offering their top-rated, fully-online defensive driving course for under $30, making it easier and more affordable than ever to both become a better driver, and save on auto insurance premiums. Some benefits of taking the course include: A guaranteed reduction of up to 10% on insurance rates - The certificate is recognized by all New York State auto insurance companies. Reduction in points on your license - For people with points attached to their driving record, the Defensive Driving Course can help eliminate those marks on your driving history. A fully online learning environment - The course can be completed from the comfort of your own home, with an instant awarding of your certificate upon completion. No final exam - Anxious test-takers, worry not. The Improv School’s course is content-oriented, making the focus more about taking in information than being able to reiterate the contents of the class. The course is designed to benefit you. If your defensive driving certificate is near its expiration date, now is the perfect time to renew without going out of your way. For folks who have previously completed a Defensive Driving Course, the Improv School also offers a 3 Year Renewal Course in order for you to retain your discount. If an online course does not sound like the right choice for you, there is a classroom-style Defensive Driving Course for your consideration. The classroom-based course offers all of the same benefits as the online equivalent, including the reduction of up to 10% on your insurance rates. Whether you’ve been seeking a way to lower your premiums, or simply desire to improve your driving habits, learning more about defensive driving strategies is a simple and efficient way to start.
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