Practical Tips for Home Cyber Security
March 25, 2020
Keeping Your Home Computer Safe From Cyber Security Threats is Important
Cyber security is on the forefront of a lot of business’s strategies, as threats and protections both grow exponentially more effective. While personal information may not feel as sensitive as some high-risk corporate information, personal cyber attacks are a constant risk. Whether it be for banking or personal information, identity theft affects someone new every 2 seconds globally. What can you do to protect yourself from falling victim to a cyber attack? Thankfully there are a lot of options, most of which are straightforward and effective.
Keep personal information stored on your computer minimum.
Facebook stores basic information like your name, birthday, and current place of residence, but did you know that your web browser may be storing similar information? Be mindful to not allow your browser to store your security question answers or credit card information unless you’re certain your computer is completely secure. If a browser requests to store information and you are on a shared computer, select “no”. Additionally, do not store your banking or credit card account information on your computer’s harddrive. While old fashioned, keeping your sensitive information written in a notebook and stored somewhere out of the way is effective against cyber attacks.
Change your passwords frequently.
Many password-secured websites will prompt you to change your password every 3 to 12 months, but some common websites such as Twitter and Facebook do not automatically prompt you to update your password unless a threat has already occurred. The best strategy is to be preemptive and update your password every 3 to 6 months.
Install malware protection.
There are plenty of free and effective anti-malware softwares available online. These programs work by monitoring your computer for malicious downloads from the internet that may install a virus that would skim your information off your computer. These viruses sometimes hide in otherwise safe programs that you intended to download and the malware protection will scan each download you install before allowing the new software to run, catching the virus before it has a chance to spread.
Be aware of phishing scams.
Phishing is when someone reaches out, whether it be via email, private message, or other digital media, while impersonating an authority or organization which you may be connected to for financial or other reasons. Most commonly the phisher will impersonate your insurance or utility company and demand immediate, direct payment on an overdue bill. Sometimes using the threat of utility shut off or legal action, the hope of the phisher is to elicit fear from their target and to gain personal or banking information. Should you receive an email or personal message of that nature and you’re unsure whether or not the notification is genuine there are some steps that you can take to verify:
- Check the sender’s email or other identification
- Call the authority that claims to have reached out via a number provided by that authority, not a number provided by the suspicious email
- Do an internet search about people who have been phished with a similar situation
- Verify the claim against your own records
If those steps do not feel like enough, there are also services that provide home cyber security solutions. These services range widely from information backups and monitoring, to password generators, phishing alerts, and data insurance. Using such services will incur a cost, but when it comes to personal information any and all security it may be worth the investment.
Have you thought about how your insurance coverages may help in the case of a cyber security attack? It may be time to give us a call here at the Wallin Insurance agency to discuss your coverages. Please dial us at 607.734.8799
When it comes to insurance, it’s tempting to shop around for the lowest price — after all, who doesn’t want to save a few dollars each month? But insurance isn’t like buying a gallon of gas or a cup of coffee. The cheapest policy might save you a little upfront, but it can cost you much more in the long run. Coverage limits, exclusions, and customer service vary greatly from one company to another, and a bargain policy may leave you uncovered when you need it most. A good insurance policy should give you peace of mind, not just a smaller bill. That means choosing a plan that’s tailored to your specific needs — your home, your car, your lifestyle, and your risks. A knowledgeable local agent can help you understand what’s included (and what’s not) so you don’t find out the hard way after a claim. At Wallin Insurance, we take the time to make sure you’re properly protected, not just “barely covered.” Another key difference between cheap insurance and the right insurance is service. When something goes wrong — whether it’s a fender bender or storm damage to your home — you want a team that answers the phone, knows your name, and helps you through every step. As an independent agency, we work with multiple carriers to find the right fit for your budget and your coverage needs. We’re also your advocate when it’s time to file a claim, not just a voice on the other end of a 1-800 number. At the end of the day, buying insurance isn’t about finding the lowest price — it’s about finding the right protection and a trusted partner. At Wallin Insurance, you’ve got a friend in the business who’s here to help you make confident, informed decisions so you’re covered when it matters most.
When it comes to protecting your home, car, or business, the coverage you choose is important—but so is the person behind it. Buying insurance locally isn’t just about convenience; it’s about building a relationship with someone who truly understands your needs. At Wallin Insurance, you’ve got a friend in the business, and here’s why choosing a local agent matters. 1. Personalized Service You Can Count On A local agent knows the community and the unique risks that come with it. At Wallin Insurance, we take the time to get to know our clients personally—understanding your lifestyle, your priorities, and your concerns—so we can recommend coverage that fits your life. When questions arise or claims need attention, you can call us directly and speak to someone who knows you, not just a faceless hotline. 2. Quick and Easy Claims Assistance When the unexpected happens, speed matters. Our local agents guide you through the claims process quickly and efficiently, helping you get back on your feet without unnecessary stress. Being right here in your community means we’re invested in helping our neighbors—our clients—every step of the way. 3. Support Local Businesses and Give Back Working with Wallin Insurance means supporting a local business that actively gives back. We proudly support a variety of charities, including delivering Meals on Wheels to community members in need. Choosing us isn’t just about insurance—it’s about contributing to a stronger, more caring community. 4. Tailored Advice You Can Trust We don’t just sell policies—we build relationships. At Wallin Insurance, we help you understand your options, identify discounts you may not know about, and make sure you have the right coverage for your specific situation. That personal guidance is something you won’t get from a big online insurer. 5. Peace of Mind Knowing there’s a friendly, familiar face to turn to when life throws the unexpected your way is invaluable. With Wallin Insurance, you’ve got a friend in the business—someone who truly cares about protecting your home, family, and future. Final Thoughts Insurance is more than just a policy—it’s protection for what matters most. Choosing Wallin Insurance means personalized service, faster claims help, and the confidence of working with someone who genuinely cares about you and our community. And remember, with Wallin Insurance, you’ve got a friend in the business.
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We Have a Mural to Prove It
Auto insurance companies are facing unprecedented rate increases due to inflation and the increasing cost of repairs. One of the most simple ways to assure your auto insurance rate is providing the best value is to take a defensive driving course - which is available to you online ! For residents of New York, the Improv Traffic School is currently offering their top-rated, fully-online defensive driving course for under $30, making it easier and more affordable than ever to both become a better driver, and save on auto insurance premiums. Some benefits of taking the course include: A guaranteed reduction of up to 10% on insurance rates - The certificate is recognized by all New York State auto insurance companies. Reduction in points on your license - For people with points attached to their driving record, the Defensive Driving Course can help eliminate those marks on your driving history. A fully online learning environment - The course can be completed from the comfort of your own home, with an instant awarding of your certificate upon completion. No final exam - Anxious test-takers, worry not. The Improv School’s course is content-oriented, making the focus more about taking in information than being able to reiterate the contents of the class. The course is designed to benefit you. If your defensive driving certificate is near its expiration date, now is the perfect time to renew without going out of your way. For folks who have previously completed a Defensive Driving Course, the Improv School also offers a 3 Year Renewal Course in order for you to retain your discount. If an online course does not sound like the right choice for you, there is a classroom-style Defensive Driving Course for your consideration. The classroom-based course offers all of the same benefits as the online equivalent, including the reduction of up to 10% on your insurance rates. Whether you’ve been seeking a way to lower your premiums, or simply desire to improve your driving habits, learning more about defensive driving strategies is a simple and efficient way to start.
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