While Golfing You Hit Someone With Your Ball

peter • June 18, 2018

Do you have insurance for your GOLF GAME?

If you want to skip all this reading and go straight to getting a quote, Click below
https://www.wallininsurance.com/request-a-homeowners-quote

You're enjoying a nice day on the golf course. Well, sort of. You have been struggling with your slice. And then it happens: Your next shot is your worst one yet. It curves so bad it heads toward a group of golfers in the next fairway. You scream 'FORE," but one of them gets hit. OUCH!

Are you responsible for injuries? Well, the answer could be YES! Because of your negligence (you could not control where your ball landed) you may be held liable for injuries to the injured party.

This is another good reason to carry homeowners or tenant Insurance with high limits of liability. It will cover negligent acts like this golf course event. Even when you are away from home this insurance follows you. Your actions here were not intentional, but you were negligent nonetheless.

You might also want to consider adding an umbrella liability insurance policy that adds an additional layer of protection here.

For more information or to get a quote on home, tenant or an umbrella policy, send me a note to Peter@WallinInsurance.com or click this link:
https://www.wallininsurance.com/request-a-homeowners-quote.


By Peter Wallin March 5, 2025
Auto insurance companies are facing unprecedented rate increases due to inflation and the increasing cost of repairs. One of the most simple ways to assure your auto insurance rate is providing the best value is to take a defensive driving course - which is available to you online ! For residents of New York, the Improv Traffic School is currently offering their top-rated, fully-online defensive driving course for under $30, making it easier and more affordable than ever to both become a better driver, and save on auto insurance premiums. Some benefits of taking the course include: A guaranteed reduction of up to 10% on insurance rates - The certificate is recognized by all New York State auto insurance companies. Reduction in points on your license - For people with points attached to their driving record, the Defensive Driving Course can help eliminate those marks on your driving history. A fully online learning environment - The course can be completed from the comfort of your own home, with an instant awarding of your certificate upon completion. No final exam - Anxious test-takers, worry not. The Improv School’s course is content-oriented, making the focus more about taking in information than being able to reiterate the contents of the class. The course is designed to benefit you. If your defensive driving certificate is near its expiration date, now is the perfect time to renew without going out of your way. For folks who have previously completed a Defensive Driving Course, the Improv School also offers a 3 Year Renewal Course in order for you to retain your discount. If an online course does not sound like the right choice for you, there is a classroom-style Defensive Driving Course for your consideration. The classroom-based course offers all of the same benefits as the online equivalent, including the reduction of up to 10% on your insurance rates. Whether you’ve been seeking a way to lower your premiums, or simply desire to improve your driving habits, learning more about defensive driving strategies is a simple and efficient way to start.
By Sarah Smith March 5, 2025
Updating your roof might save you money on your insurance
By Peter Wallin December 5, 2023
So your teenager is getting their drivers license? Congratulations! Sort of...
By Peter Wallin December 5, 2023
The Independent Agent is your best option
By Peter Wallin December 4, 2023
Take Care This Winter!
By Peter Wallin October 20, 2023
Watch out for Deer in the Autumn Months
Save money
By Peter Wallin August 29, 2023
Stuck at home? Time on your hands? Why not take an online defensive driver course and save some money on your car insurance?
By Peter Wallin August 25, 2023
Spousal Liability for NY Drivers What does this new law mean?
By peter October 28, 2022
Here's how to Insure your Peace of Mind
December 29, 2021
Service Line Coverage can be affordable!
More Posts