While Golfing You Hit Someone With Your Ball

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You're enjoying a nice day on the golf course. Well, sort of. You have been struggling with your slice. And then it happens: Your next shot is your worst one yet. It curves so bad it heads toward a group of golfers in the next fairway. You scream 'FORE," but one of them gets hit. OUCH!

Are you responsible for injuries? Well, the answer could be YES! Because of your negligence (you could not control where your ball landed) you may be held liable for injuries to the injured party.

This is another good reason to carry homeowners or tenant Insurance with high limits of liability. It will cover negligent acts like this golf course event. Even when you are away from home this insurance follows you. Your actions here were not intentional, but you were negligent nonetheless.

You might also want to consider adding an umbrella liability insurance policy that adds an additional layer of protection here.

For more information or to get a quote on home, tenant or an umbrella policy, send me a note to Peter@WallinInsurance.com or click this link:
https://www.wallininsurance.com/request-a-homeowners-quote.